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June 15, 2006

第124話 借金漬け

フィリピン人が金の無心をしてくる場合、だいたい決まって「貸して欲しい」と言ってくる。額面どおり「貸す」日本人はいないと思うが、要は「くれ」と言う事だ。金を借りるにあたって、本当に返せるのか、或いは返すつもりがあるのか、或いはそこまでも考えていないのか。
不思議な光景を見たことがある。会社のキャンティーンで昼休みに家電販売業者の社内即売会があった。電気釜や扇風機、テレビなど、高度成長期初期の3種の神器を思い出さずにはいられない。かなり多くの社員が集まり、市場価格より安いのか、かなり売れているようだ。市場価格より安いからといって、そんなに飛びついてしまってよいのか。
聞けばローンがきくという。となると金利だ。総務のものに聞いてびっくりした。金利はなんと35%。サラ金も唖然とする高金利。本当に彼女たちは返せると思っているのか。総務の女性社員はさすがにそんな金利ではお金は返せないという。当たり前だ。給与上昇率は年10%もないのだから。
ニコニコと嬉しそうに電気釜を抱えて持ち帰る彼女たちに何ともやりきれない視線を送るしかなかった。

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Comments

富嶽庵さんこんにちは。
仰るとおり、貸して=頂戴ですね。
僕のとこにも借用書が沢山ありますが、本人たちは道であっても平気な顔(笑
これも国民性でしょうか。
金利についても、ちょっと商品が安いとか何か付属品があると飛びつくように思います。
金利計算をすると下手したら2つ買える金額になってしまうのですけどね。

Posted by: おっちゃん | June 15, 2006 at 10:41 AM

富嶽庵さん、ご無沙汰しております。
私も、以前投資によって毎月4%の利子を受け取っていましたが、年利に直すと48%。これをみると、35%の金利も普通といえるのでしょうね。なんとも怖い国です。(笑)

Posted by: dragonfly | June 15, 2006 at 03:34 PM

最近は日本でも借りた金を返さない(返せない?)人が増えているようなので、他人事でもなさそうですね。
フィリピンでは怖くてまとまった金額を銀行に預けることも出来ませんでした。預けた金が返ってこないのは、税関もそうですし、VATの還付だってまともに帰ってきません。
金がからむと訳の分からない国ですね。

Posted by: 富嶽庵 | June 15, 2006 at 11:08 PM

確かにそのとうりですね!
貸して=頂戴です。
私の知り合いのタレントから、よく「助けて、アコ!お金無い」お願いします。
素直にお金頂戴の方が、可愛げあるんですがねぇ~
その前に、する事があるんじゃないかな~
しっかり、働けて言うの!
そしたら、考えるけど・・・
まず、貸したら戻って来ないと思いますが・・・
やっぱり、国民性ですかねぇ~

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